At Neckerman Insurance Services, many of our insurance carriers offer Antique and Collector Car insurance.  Factory and custom cars over 20 years old typically qualify for these much lower rates.  Many times, insurance companies will discount the cost of this insurance significantly knowing these classics are driven very few miles each year.  Be sure to ask us at Neckerman about Antique and Collector Car insurance.  We can save you on your car insurance premiums with our special programs. 

Feel free to call us at 608-238-2686.  Ask for one of our Personal Insurance account managers.  They will be happy to answer your questions.

Car insurance can be considered a commodity and many consumers purchase this insurance coverage online without the advice of an insurance professional who is looking to protect their family and its financial well-being.  At Neckerman, we feel that a local insurance agent, one who you know personally, is going to have your best interest in mind.  There are many factors that go into getting the best car insurance for the best price.  Accidents, traffic violations, credit score, the age of drivers, the distance being driven to work, what type of car you own, the number of cars you own and many other factors all determine how much coverage you can buy and at what price.  Keep in mind that having your car insurance, homeowners, umbrella, watercraft and other personal insurance all with one insurance company will allow you to get discounts that will save you money. 

Call us at 608-238-2686 with any questions you have about your car insurance.  At Neckerman Insurance Services, we are here to Insure Your Success.

Homeowners insurance policies can come in many shapes and sizes.  Regardless of the public perception of how generic they may seem, every homeowners policy is different from another as far as what it covers and how much it costs.  Look for a policy that provides Guaranteed Replacement Cost - Dwelling coverage.  This is one of the most valuable protections you can have.  If your home is destroyed by fire or tornado or some other covered peril, your insurance will replace the home you had regardless of the cost.  Some policies will provide an additional 25% or 50% above your policy limits rather than guarantee the replacement so watch for these differences.

There are other important coverages to consider when buying homeowners insurance including Water & Sewer Backup, Replacement Cost Protection, Identity Theft Expense, Jewelry riders, Boat & Motor riders and Personal Umbrella coverage.  All of these protections are available but not nessesarily included on a basic homeowners policy. 

Feel free to give us a call about your homeowners insurance questions.  At Neckerman Insurance Services, we are Insuring Your Success.