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Who is liable for errant golf shots? The answer may surprise you.
An agent asks, "A golfer shanked a tee shot into a house located alongside the fairway. The golfer is sorry, goes to his insurance company, and turns in a liability claim. The insurer ...
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If you’re traveling outside of the United States for business, the best way to ensure a safe trip is to prevent problems before they happen. The more you know before you go, the less likely you are to have difficulties during your travels. Follow thes...
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It's been 5 years since Hurricane Katrina, the largest single loss event in the history of the global insurance industry, causing $41.1 billion in insured damage. Even though we, in Wisconsin, are far from the hurricane zone, these 4 steps apply to EVERY ...
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According to the National Flood Insurance Program (NFIP), even one inch of water in your home can cause up to $7,800 in damage.
Flooding is NOT covered in a standard homeowners, renter's or business insurance policy. So before you're faced with risi...
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Recent heavy rains have overloaded sewer systems, causing raw sewage to back up drains in homes. Backed up sewers can cause thousands of dollars in damage to floors, walls, furniture, and electrical systems, according to the Insurance Information Instit...
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Organizing or sponsoring amateur sports leagues or camps can be a rewarding way to promote physical fitness in both youth and adults. As you prepare for these activities, remember that as the coach or administrator, you are faced with the risk of injury o...
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With the national unemployment rate lingering around 10%, many people may be tempted to start a home-based business. But according to Insurance Information Institute, nearly 60% of home-based businesses have no coverage.
A common misconception is tha...
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To cover your household possessions against theft, fire and water damage, a good homeowners policy will provide peace of mind and security. Items you should consider insuring include furniture, electronics, household appliances, clothing, jewelry and com...
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As homeowners, most people carry a mortgage and have no choice but to purchase homeowners insurance as a requirement of their loan. But for renters, the choice is their own — and many people facing financial uncertainty might choose to go without renter...
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On June 1st, 2010 it became mandatory that all Wisconsin drivers carry proof of auto insurance in their vehicles at all times.
The Wisconsin State patrol is giving uninsured drivers warnings for the first 90 days. After that they will enforce the law a...
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When it comes to renting vehicles for business use, it’s important to understand your coverage options to smooth out any surprise bumps in the road. Since coverage varies from one rental agency to the next, it’s important to know the risks and how to ...
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If you’re in charge of planning a big event, you already have a checklist of things to organize—the venue, the band, the caterer, the invitations. But do you need to insure your event in case of bad weather or injured guests? It’s the perfect time t...
