Archives

Filter 

  • Lawsuits Can Take a Bite Out of Your Wallet; Be a Responsible Dog Owner

    Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2009, costing $412 million, according to the Insurance Information Institute. More than 4.7 million people in the United States are bitten by dogs every ...
  • Do You Need Workplace Violence Coverage?

    The employee shooting at Hartford Distributors in Manchester, Conn., this August serves as a powerful reminder of the prevalent threat of violence in the workplace and of potential holes in standard business coverage.  The greatest number of violence inc...
  • Should I Purchase An Umbrella Liability Policy?

    If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage.  It will pay for judgments against you and your attorney's fees, up to a limit set in the policy.  But you may want to have an extra layer of li...
  • Just Got Engaged? What You Need to Consider When Combining Your Insurance

    If you or your significant other just popped the question, there's plenty of work ahead to plan your life together. In addition to the wedding and post-wedding plans, don't forget to consider the implications of combining your households. From your car in...
  • Maximize Your In$urance; Avoid Big Insurance Mistakes

    There are many ways to save money on insurance, but you should be careful about the ways you cut insurance costs.  There are smart ways to save on  insurance, and there are mistakes that can result in being dangerously underinsured. Insuring a hom...
  • Insuring A Trust

    Homeowner and other policies that protect private residences have, for most of their history, been written assuming the property owner is an individual or married couple. Such policies define an "insured" or covered person as an individual, married couple...
  • College Insurance Needs

    Parents, Review Your Insurance Policies Before Your Student Goes Off to School Sending a student to college can be an emotional time. Remembering to pack everything they will need while away from home is a challenge — and so is understanding your chang...
  • Beating the Summer Heat

    Summer heat can be more than uncomfortable; it can be a threat to your health, especially for older adults and children.  Whatever your age, don’t let the summer heat get the best of you.  To beat the heat: Drink plenty of water before you get th...
  • Guidelines for Pre-Employment Background Checks

    Background screening of prospective employees is an effective risk management tool that can reduce employee turnover, deter theft and embezzlement and prevent litigation over hiring practices, especially in the financial industry where employees work with...
  • Driving Personal Cars for Business Use -- A Good Idea?

    There are many situations in which an employee drives his or her personal auto to perform a business-related task or activity: travel between worksites, client visits, transportation of clients, travel home from work-related events and even quick stops to...