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Wednesday, 08 June 2011 15:22 |
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In the aftermath of a man-made or natural disaster, you and your company will have a number of concerns to account for as you prepare to reopen for business. Follow this checklist to ensure that you take the proper steps to recover after a disaster strikes.
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RECOVERY STEPS
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Contact your insurance provider(s) to start the claims process.
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Assess damage:
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- Make note of any structural damage to building(s).
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- Note any damage to equipment, machinery or company vehicles.
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- Note any lost or damaged inventory (both materials for business use and products for sale).
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As they come to your attention, compile a list of concerns that must be addressed before you are able to reopen.
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Contact employees, suppliers and customers to inform them of any disruptions in operation and an expected date when they can anticipate it to resume.
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If you have concerns that damage to a building could pose a safety hazard to employees or customers, have the building professionally inspected.
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Properly secure the building while repairs are being made or if relocation of business activity is necessary.
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Ensure utilities are restored and in safe working order before resuming business operations.
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Properly repair and clean facility to ensure the environment is free of any safety hazards before resuming business operations.
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FINANCIAL CONCERNS
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File a claim with your business interruption insurance provider.
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Determine the amount of lost income the disaster has caused.
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Compile the following information to share with you insurance adjuster:
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- Sales records and history
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- Profits and loss statements or income tax forms
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Consider any financial responsibilities you may have, such as payroll or scheduled payments to creditors.
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Keep detailed records of all expenses incurred during the recovery process.
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This checklist is not intended to identify all hazards, or reflect all requirements of federal, state or local law. Additional measures may be required beyond those identified by this checklist.
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